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Source: Bank for International Settlements

Ladies and gentlemen,

Let me start by welcoming you to Banco de España for the conference Digitalisation and Investment in Intangible Capital: The Spanish Case within the EU, jointly organised with the European Investment Bank. For the Banco de España it is a great pleasure to collaborate with the European Investment Bank in co-organising a conference for the second time. Before going any further with my intervention, I would like to thank all of you for your attendance here today.

The topic of this conference is very timely and appropriate. Digitalisation is a key development that is increasingly affecting all the sectors of the economy with the ability to significantly transform the functioning of companies and markets and the structure of the economy more generally. However, the final impact of digitalisation on various dimensions is highly uncertain.


Digitalisation refers to the adoption of digital technologies such as big data, cloud computing, E-commerce, artificial intelligence, robotics, the Internet of Things and 3D printing.

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