MIL OSI Translation. Government of the Republic of France statements from English to French –
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Posted on 18 December 2018 – Directorate of Legal and Administrative Information (Prime Minister)
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Livret A, young booklet, CEL … In this period of the end of the year, you think maybe open a savings book for your last nephew or your two granddaughters? But do you know the types of book accessible to people under 18? Service-public.fr takes stock.
In terms of savings, it is possible to open to a minor:
Comparison between different types of accounts and savings booklets
1 A booklet or Crédit Mutuel booklet per person
22 950 €
0.75% per year
1 LDDS per person
0.75% per year
– From 12 to 25 years old
– 1 young booklet per person
– Funds available
– Withdrawals subject to authorization before 16 years
At least 0.75% per annum
Do not have another CEL or ELP in another institution
Funds beyond 300 € available
0.50% per annum + State bonus
Possible, but if it is with an ELP, it must be subscribed in the same bank as the LEC
Do not have another ELP or CEL in another institution
Funds available, but if withdrawal in the first two years, interest is reduced to the LEC rate.
Possible, but if it is with a CEL, it must be subscribed in the same bank as the PEL
EDITOR’S NOTE: This article is a translation. Apologies should the grammar and / or sentence structure not be perfect.